Why shop with us?
Over 2 billion in coverage placed
We've helped create a multi-billion dollar safety net for American families
Thousands of families covered
Thousands of people have trusted us to financially protect their families
$550,000
15 Years
Preferred Plus Non-Tobacco
Select-a-Term - 15 Year
$550,000
15 Years
Preferred Non-Tobacco
OPTerm 15
We've helped create a multi-billion dollar safety net for American families
Thousands of people have trusted us to financially protect their families
Our experts manage the entire application process for a better customer experience
Think of us as a free independent advisor working to get you the best coverage
Insurance rates are regulated, so you won't get a cheaper price by going directly to the insurer
These insurers may not offer the coverage amount and term combination you searched for or they may not be available in your state. If you have a specific preference for an insurer that you don't see here, talk to a PolicyGenius expert about your options.
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h2 Nice! We have 8 policy matches for you
p
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| How did we determine your rates?
| It has to do with something called your underwriting class
p The main factors insurers will take into account to determine your price
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h1
| Your best options
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' Based on your
a
' underwriting class
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| Details
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a.soft[href='/life-insurance/comparison/carriers/aig']
| More about this insurer
.feature.ratings
h4
| Ratings
p
strong
| A
| A.M. Best
p
strong
| A+
| Better Business Bureau
.soft
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| What are these?
p.pg-tooltip-popup.primary[aria-hidden='true']
span.pg-tooltip-sub.text-normal
span.pg-tooltip-sub
b
| A.M. Best
| is an independent rating agency that evaluates the financial strength of insurance companies. Ratings as of May 2016, on a scale from A++ to D.
br
br
b
| Better Business Bureau
| (BBB) is a non-profit that collects consumer feedback on businesses around the country.
.more-content
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| We’ve done the research
a.sub-link[href='/life-insurance/comparison/carriers/aig']
| Read more about this policy &
| United States Life Ins in the City of NY
.multiple.spacer-s
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h4
| Coverage
p
strong
| $550,000
.feature
h4
| Term
p
strong
| 15 Years
.feature
h4
| Underwriting Class
p
strong
| Preferred Plus Non-Tobacco
.feature
h4
| Plan Name
p
strong
| Select-a-Term - 15 Year
.spacer-xs
a.button.action.lowlight[href='/life-insurance/application/new?policy%5Bannual_premium%5D=234.5&policy%5Bmonthly_premium%5D=2.52&policy%5Bcarrier_name%5D=United+States+Life+Ins+in+the+City+of+NY&policy%5Bhealth_category%5D=Preferred+Plus+Non-Tobacco&policy%5Btable_rating%5D=0&policy%5Bunderwriting_class%5D=preferred_plus&policy%5Bcoverage_amount%5D=550000&policy%5Bterm_in_years%5D=15&policy%5Bproduct%5D=Select-a-Term+-+15+Year&policy%5Bslug%5D=aig&policy%5Brecommendation%5D=Best+price&payment_mode=monthly&triggered_from=life-comparison-featured-policy']
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span.pg-tooltip-sub.text-normal
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| Details
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.feature
img.carrier[src='holder.js/182x48?auto=yes']
a.soft[href='/life-insurance/comparison/carriers/banner-life']
| More about this insurer
.feature.ratings
h4
| Ratings
p
strong
| A+
| A.M. Best
p
strong
| A+
| Better Business Bureau
.soft
span.pg-tooltip[tabindex='-1' aria-haspopup='true' role='tooltip']
| What are these?
p.pg-tooltip-popup.primary[aria-hidden='true']
span.pg-tooltip-sub.text-normal
span.pg-tooltip-sub
b
| A.M. Best
| is an independent rating agency that evaluates the financial strength of insurance companies. Ratings as of May 2016, on a scale from A++ to D.
br
br
b
| Better Business Bureau
| (BBB) is a non-profit that collects consumer feedback on businesses around the country.
.more-content
hr
.research
strong
| We’ve done the research
a.sub-link[href='/life-insurance/comparison/carriers/banner-life']
| Read more about this policy &
| William Penn Life Insurance Co of NY
.multiple.spacer-s
.feature
h4
| Coverage
p
strong
| $550,000
.feature
h4
| Term
p
strong
| 15 Years
.feature
h4
| Underwriting Class
p
strong
| Preferred Non-Tobacco
.feature
h4
| Plan Name
p
strong
| OPTerm 15
.spacer-xs
a.button.action.lowlight[href='/life-insurance/application/new?policy%5Bannual_premium%5D=279.9&policy%5Bmonthly_premium%5D=24.49&policy%5Bcarrier_name%5D=William+Penn+Life+Insurance+Co+of+NY&policy%5Bhealth_category%5D=Preferred+Non-Tobacco&policy%5Btable_rating%5D=0&policy%5Bunderwriting_class%5D=preferred&policy%5Bcoverage_amount%5D=550000&policy%5Bterm_in_years%5D=15&policy%5Bproduct%5D=OPTerm+15&policy%5Bslug%5D=banner-life&policy%5Brecommendation%5D=Second+best+price&payment_mode=monthly&triggered_from=life-comparison-featured-policy']
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.content
h4
| Why shop with us?
h5
| Over 2 billion in coverage placed
p
| We've helped create a multi-billion dollar safety net for American families
h5
| Thousands of families covered
p
| Thousands of people have trusted us to financially protect their families
.footer[style='cursor: pointer;']
.mod-trustpilot.info
h5
| Our Clients Rate Us
.rating
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| Excellent
| – 9.5 out of 10
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.why-apply
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h5
| Why apply with PolicyGenius?
.mod-one-two-three
figure
h3.pvs[style='font-size: 1.625rem;']
| 1
p.phl
| Our experts manage the entire application process for a better customer experience
figure
h3.pvs[style='font-size: 1.625rem;']
| 2
p.phl
| Think of us as a free independent advisor working to get you the best coverage
figure
h3.pvs[style='font-size: 1.625rem;']
| 3
p.phl
| Insurance rates are regulated, so you won't get a cheaper price by going directly to the insurer
.text-center
h1.typography-3
strong
| All Policy Matches
.spacer-negative-s
small
| 8 matches
.spacer-m
.policies
.mod-comparison-table-header.bordered.light
.section
| Quote
span.i-directup
.section
| Insurer
span
.section
| Financial Strength
span
.section.visible-for-large-up
| Customer Satisfaction
span
.section
.policy-cards
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.mod-robust-card-header
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.mod-robust-card-logo
img src='holder.js/182x48?auto=yes'
.mod-robust-card-top-info
.mod-robust-card-top-text
' Insurer rated you
strong Select Preferred Non-Tobacco
a.mod-robust-card-hint Why does this matter?
.mod-robust-card-details
.mod-robust-card-top-text
' Plan name
strong Select-a-Term - 20 Years
.mod-robust-card-content
.mod-robust-card-section.half-width-on-mobile
.policygenius-tooltip
.popup
span AM Best is an independent rating agency that evaluates the financial strength of insurance companies. Ratings as of May 2016, on a scale from A++ to D.
.mod-robust-card-caption
| Price
i.i-help
.mod-robust-card-pull
.mod-robust-card-price
span.mod-robust-card-price-value $125
sup.mod-robust-card-price-sup .43
small.mod-robust-card-price-period
' /mo
a.mod-robust-card-hint data-reveal-id='yourPriorities' Same price everywhere
.mod-robust-card-section.half-width-on-mobile
.mod-robust-card-caption
span Plan
| Type
i.i-help
.mod-robust-card-pull
.mod-robust-card-type Instant coverage
a.mod-robust-card-hint data-reveal-id='yourPriorities' What is this?
.mod-robust-card-section
.mod-robust-card-caption
| Ratings
span & Reviews
i.i-help
.mod-robust-card-pull
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.mod-robust-card-rating
.mod-robust-card-rating-value A
.mod-robust-card-rating-note BBB
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.mod-robust-card-rating-value A+
.mod-robust-card-rating-note Financial Strength
.mod-robust-card-section.connected-on-mobile
.mod-robust-card-caption.mod-robust-card-desktop
| Reviews
i.i-help
.mod-robust-card-pull
.mod-robust-card-review
.mod-robust-card-stars
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.mod-robust-card-review
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.stars
.i-star.active
.i-star.active
.i-star.active
.i-star
.i-star
span Customer Service
.mod-robust-card-footer
.mod-robust-card-actions
a.button.action Apply Now
a.button.outline Details
a.button.outline.i-mail.mod-robust-card-desktop
.mod-robust-card-count.i-user.mod-robust-card-desktop
' Over
strong 200,000 customers
.mod-robust-card-compare
label.checkbox.flip
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span Compare
.mod-robust-card
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.mod-robust-card-logo
img src='holder.js/182x48?auto=yes'
.mod-robust-card-top-info
.mod-robust-card-top-text
' Insurer rated you
strong Select Preferred Non-Tobacco
a.mod-robust-card-hint Why does this matter?
.mod-robust-card-details
.mod-robust-card-top-text
' Plan name
strong Select-a-Term - 20 Years
.mod-robust-card-content
.mod-robust-card-section.half-width-on-mobile
.policygenius-tooltip
.popup
span AM Best is an independent rating agency that evaluates the financial strength of insurance companies. Ratings as of May 2016, on a scale from A++ to D.
.mod-robust-card-caption
| Price
i.i-help
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.mod-robust-card-price
span.mod-robust-card-price-value $125
sup.mod-robust-card-price-sup .43
small.mod-robust-card-price-period
' /mo
a.mod-robust-card-hint data-reveal-id='yourPriorities' Same price everywhere
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span Plan
| Type
i.i-help
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.mod-robust-card-type Instant coverage
a.mod-robust-card-hint data-reveal-id='yourPriorities' What is this?
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| Ratings
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i.i-help
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.mod-robust-card-caption.mod-robust-card-desktop
| Reviews
i.i-help
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span Customer Service
.mod-robust-card-footer
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a.button.action Apply Now
a.button.outline Details
a.button.outline.i-mail.mod-robust-card-desktop
.mod-robust-card-count.i-user.mod-robust-card-desktop
' Over
strong 200,000 customers
.mod-robust-card-compare
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span Compare
.mod-robust-card
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.mod-robust-card-header-row
.mod-robust-card-logo
img src='holder.js/182x48?auto=yes'
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' Insurer rated you
strong Select Preferred Non-Tobacco
a.mod-robust-card-hint Why does this matter?
.mod-robust-card-details
.mod-robust-card-top-text
' Plan name
strong Select-a-Term - 20 Years
.mod-robust-card-content
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span AM Best is an independent rating agency that evaluates the financial strength of insurance companies. Ratings as of May 2016, on a scale from A++ to D.
.mod-robust-card-caption
| Price
i.i-help
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.mod-robust-card-price
span.mod-robust-card-price-value $125
sup.mod-robust-card-price-sup .43
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a.mod-robust-card-hint data-reveal-id='yourPriorities' Same price everywhere
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span Plan
| Type
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| Ratings
span & Reviews
i.i-help
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| Reviews
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span Customer Service
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a.button.action Apply Now
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a.button.outline.i-mail.mod-robust-card-desktop
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' Over
strong 200,000 customers
.mod-robust-card-compare
label.checkbox.flip
input type='checkbox' checked='checked'
span Compare
.mod-carrier-panel
div
h2
| What about everyone else?
div
strong
| Great question.
| Unfortunately, these insurers did not have a policy that matched your specific situation.
span.pg-tooltip
| Why?
p.pg-tooltip-popup.primary
span.pg-tooltip-sub.text-normal
span.pg-tooltip-sub
| These insurers may not offer the coverage amount and term combination you searched for or they may not be available in your state. If you have a specific preference for an insurer that you don't see here, talk to a PolicyGenius expert about your options.
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